# I — INTRODUCTION

## Welcome to Haystack

Haystack is a platform that lets you access structured digital-asset yield through simple subscription programs.\
You choose a program, select an amount, and let the system handle the rest. The goal is to make crypto-based yield accessible without trading, charts, or technical steps.

This wiki explains every part of the platform — from onboarding to deposits, subscriptions, yield tracking, withdrawals, and account management.

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## What Haystack Offers

Haystack provides:

* **Predefined yield programs** with clear durations and rates
* **A simple subscription flow** instead of trading or speculation
* **Automatic daily yield accrual** when applicable
* **Transparent terms** for lock-in, maturity, and withdrawals
* **A dashboard** that shows your portfolio, yield, and active programs

Everything is designed so users can make straightforward decisions without dealing with market complexity.

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## How the Platform Works

Here’s the flow you follow as a Haystack user:

### 1. Create your account

Complete a short sign-up process and verify your identity.

### 2. Add funds

Use fiat or crypto to fund your Haystack balance.

### 3. Choose a yield program

Browse available programs, each with its own:

* duration
* APY
* risk level
* minimum/maximum amounts

### 4. Subscribe

Enter the amount you want to allocate and choose how the system should handle your funds when the program ends.

### 5. Let the program run

Your funds are locked for the duration.\
Yield accrues automatically according to the program’s terms.

### 6. Maturity

When the program ends, the platform applies the maturity option you selected:

* roll over
* withdraw earnings
* withdraw everything

### 7. Withdraw or reinvest

You decide what to do next — keep earning or move your funds out.

That’s the entire flow from end to end.

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## Key Concepts You’ll Use

These are the everyday terms you interact with:

* **Balance**\
  The funds you have available to subscribe to programs or withdraw.
* **Program**\
  A yield product with a defined duration, rate, and risk level.
* **Subscription**\
  Your active position inside a program.
* **Lock-in Period**\
  How long your funds stay committed to a program.
* **Yield**\
  The amount earned over the duration of the program.
* **Maturity Options**\
  What happens automatically at the end of a program.

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## Who Haystack Is Designed For

Haystack fits users who want:

* predictable, predefined yield
* a structured alternative to trading
* simple decision-making
* clear terms and transparent results

No charts, no leverage, no speculation — just direct access to yield programs with fixed rules.

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## What You’ll Learn in This Wiki

Throughout the documentation, you’ll find:

* How to set up your account
* How risk profiles work
* How to deposit and withdraw
* How to subscribe to programs
* How yield is calculated
* How to use the dashboard
* Troubleshooting and FAQs

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